Title Loans Park Ridge
Frequently Asked Questions

How much will my title loan be worth?

It all depends on your car and how much detail you provide us. Make sure to be very detailed in your title loan application so you can get the most out of your title loan. We will look at your car’s condition, mileage, year, make, model, and updates and upgrades to determine how much we will let you borrow.

And I get to keep my car, not you?

We do not hold your vehicle in a parking lot or anything. You get to keep your car throughout the entirety of the loan term.

What if I still have some payments left on my car?

We’ll be able to include up to 6 remaining payments on newer cars in your title loan. Make sure to inform us when you apply how many payments you have left.

What if my credit score isn’t the best?

You can have the best credit or the worst credit and still get a title loan from us. Your car is the only credit we’re concerned with. The more your car is worth, the more money you’ll get, no matter what your credit is like.

Does Title Loans Park Ridge report to a credit bureau?

We sure do because making the payments on time for your title loan will help reestablish and rebuild your credit, so we do that for your benefit.

How much time am I going to get until I have to pay back the loan?

You’ll be able to have between 2 and 3 years to pay the title loan back to Title Loans Park Ridge, and that all depends on the title loan. The more money we loan you, the longer you’ll get to pay it off.

What if I get enough money soon and are able to pay the loan off early?

While some loan companies throughout the Chicago land area will charge something called a prepayment fee, we will never charge you one of those if you happen to pay the loan off early. We like to reward our customers, not tediously penalize them for paying early.